Retirement Planning
When it comes to thinking about your retirement, it’s never too soon to get started. In an increasingly uncertain financial landscape, now is the time to ensure you have access to the expert retirement advice you’ll need.
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More than ever, it’s vital to make the most or your retirement opportunities. We will help you set up or review your existing retirement strategy.
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We offer a full range of expert advice and services across all areas of retirement planning. Whether you’re looking to maximise your pension fund, you’re nearing retirement yourself, or you’re managing employee retirement, speak to us today.
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Our retirement planning advice and services give you the help you need to make the most of your retirement opportunities.​
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We can assist you with:
Maximising your pension
Maximising your fund should play an important part of your planning. We offer help in tapering your annual allowance, carrying forward unused reliefs and protecting your lifetime allowance.
Nearing Retirement
As your retirement approaches, getting the right support can make a huge difference. We will give you specialist advice to help you understand everything from pension drawdown to purchasing annuities.
Employers
We work with employers to ensure they understand the pension requirements for their business. Pension legislation has changed in recent years and the introduction of Auto Enrolment effects all employers.
Planning your retirement
Successful retirement planning is about making the right decisions at the right time. We will discuss the opportunities open to you and design a bespoke solution that best fits your individual circumstances.
Self-Invested Pensions
Self-Invested Pension Plans (SIPPs) can give a much broader range of investment opportunities than those available through most traditional pension plans, including much greater flexibility.
Self-Employed
We provide specialist and professional advice to the self-employed, which focuses on your individual requirements. With regards to pension planning for the self-employed, a bespoke and personal approach is key.
A pension is a long-term investment, any advice or considerations are personal to each individual’s circumstances. The value of your investment and the income from it may go down as well as up. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation. Past performance is not a reliable indicator of future performance. The value of investments will be directly linked to the performance of selected funds and these can fall as well as rise. You may get back less than the amount invested.